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Ways To Help Public Sector Employees Prepare For Retirement: Finding ways to handle your expenses and finances, such as using public sector employee loans for emergencies, can help ease retirement insecurity. Many public sector employees face retirement insecurity due to financial worries brought by various challenges and unexpected circumstances. Fortunately, there are options, like public […]
Are you buying a new car? Consolidating your debt? Or paying for a medical bill? Whatever your reason for getting a loan, it is no secret that you should look for a loan with competitive interest rates and Annual Percentage Rates (APRs). Don’t take out a loan without reading the tips below: Tips For Finding […]
Loan Refinancing Helps Employees Take Care Of Their Finances, here is how: Knowing common loan refinancing myths can help you better understand how a USA employee loan program can help you take care of high-interest debts. Loan refinancing can help employees repay outstanding and high-interest debts by getting a low-cost loan. However, many myths are stopping […]
Many Federal employees make these 5 fatal mistakes when planning their retirement. Read what these mistakes are and how we can help you avoid them. The average retirement age among federal employees is 61. You probably have a few more years before you retire, but that does not mean you should not be thinking about […]
Eliminate your financial fears with these practices. Stop living your life in fear. You can become financially fearless with these 6 simple tips and with some boost from our affordable employee loan programs. Since the 1950s, the world has experienced four recessions —five if we include the recession brought about by the pandemic. Recessions usually leave families […]
Save Smarter: Achieve Your Savings Goals For 2021 You still have time to achieve your savings goals for 2021. Follow these 4 simple but practical ways to save more money. The year 2021 is half-way through. If you struggled to stick to your financial goals in the past 6 months, don’t worry because you have […]
In A Financial Bind? Here’s How An Allotment Loan Can Help Find out why an allotment loan is the best solution for any type of financial emergency. Get through a financial emergency with help from Access Loans. Various reports found that about 25% of Americans do not have an emergency savings fund. An emergency fund […]
Improve your finances with a our loan products. Want to save up or cover an emergency expense but don’t know where to start? Discover how our Federal Employee Loan Program can help you tackle financial challenges. Today’s generation of employees struggle with multiple financial challenges that make it difficult to achieve financial stability and reach […]
Split Direct Deposit Loans Could Be Your Best Choice During a Financial Emergency! In a jam and need money? You can make a positive financial decision by applying for a split direct deposit loan. Discover how these loans can help you by reading below. For some Americans, their paycheck is barely enough to cover their […]
¹ When you apply to refinance your loan, our team will review your credit, employment history, and other important factors. Access your client portal for information on your eligibility to refinance.
² Approval process & application timing may be delayed if additional documents are needed to evaluate the application. Loans can be funded on the same day if the application is (i) approved and signed on the same day and today is a banking business day, and (ii) certain administrative steps (e.g. relevant banking information is provided) have been completed by 1:30 pm EST.
³ We may report your payment history to at least one of the 3 major credit bureaus. Late or non-payment of your debt may negatively impact your credit rating.
⁴ Our loan product allows you to borrow $850 - $6,000. Loan terms range from 8-36 months. The maximum Annual Percentage Rate (APR) is 35.99%. Your actual APR may be higher than the rate shown. Advertised rates, terms, and programs are subject to change without notice.
⁵ As an example, a $6,000 loan with a $25 origination fee, a finance charge of $1,487.43, an interest rate of 24.25%, an APR of 24.66%, will be repaid in 49 biweekly payments and biweekly installments of $155. This example is an estimate only and assumes all payments are made on time.
⁶ We are committed to making our website's content accessible and user-friendly to everyone. If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please call our Customer Service team at 888-287-9483, Monday – Friday, 9 a.m. – 5 p.m., Eastern Time, or send an email to customerservice@accessloans.com with “Disability Access” in the subject line and provide a description of the specific feature you feel is not fully accessible or a suggestion for improvement.
⁷ Our loans are subject to credit approval and verification. Your eligibility to refinance your current loan is not a commitment to lend. We may gather information about you including, but not limited to, credit bureau information, information for verification of income and of your expenses. We also verify your identity. Income and debt must meet eligibility requirements as established by our underwriting guidelines which is subject to change without notice. Advertised offer is also subject to change without notice.
⁸ Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with our Access Loans® product. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings.
⁹ We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates and Terms.
¹⁰ We may modify, suspend, restrict, or discontinue the operation, maintenance or provision of this Website, any pages thereof, and/or any related content, features, products or services, or the terms thereof, at any time without notice or liability to you or any third party.
TO REPORT A COMPLAINT OR PROBLEM - YOU MAY CALL OR EMAIL US at 888-287-9483; complaints@accessloans.com
ACCESS LOANS™ product is offered by Safra National Bank of New York (“SNBNY”), Member FDIC, Equal Opportunity Lender.
2022 ACCESS LOANS™ product is offered by Safra National Bank of New York (“SNBNY”), Member FDIC, Equal Opportunity Lender, and subject to our Terms Of Use and Privacy Policy.
